Skip to content
Nonperforming loans to total gross loans ratio is calculated by using the value of nonperforming loans (NPLs) as the numerator and the total value of the loan portfolio (including NPLs, and before the deduction of specific loan- loss provisions) as the denominator. It is often used as a proxy for asset quality and is intended to identify problems with asset quality in the loan portfolio.
The FSI dataset can be found here.
